Texas property tax loans, made simple
Behind on your property taxes? We pay the county for you in as little as 3 days. You pay us back in monthly payments that fit your budget.
- Over 97% of applicants qualify
- No credit check
- No cash needed to close
As featured in
Illustration: penalties grow on an unpaid tax bill and stop once the bill is paid. Penalties eliminated
Keep the tax collector from reaching into your pocket.
Illustration: your home, protected from tax foreclosure. Tax foreclosure avoided
No more worrying about losing your property because of unpaid taxes.
Illustration: simple interest that goes down as you repay. Interest reduced
Simple interest rates on customized repayment plans.
Illustration: one payment date a month, on a schedule that fits your budget. Payments you can manage
Customized financial solutions to fit your budget.
How it works
We pay your property taxes to the county. You pay us back over time.
Illustration: you type your property address and get a quick yes. 130 seconds
Tell us the property address
It takes less than 30 seconds. We'll give you a quick yes or no, and point out any title problems we find.
Illustration: each line on your county tax bill is paid, and the bill goes from unpaid to paid. 2As little as 3 days
We pay the county
You sign with a mobile or online notary. We pay the taxing authorities directly and send you the receipts.
Illustration: monthly payments fill in one by one until the loan is paid off. 3On your schedule
You repay monthly
Simple interest on a repayment plan built around your budget. Nothing to pay up front.
Why Texans choose Simplicite
We built the company differently, so you get more from the service.
You qualify through your property, not your credit
A property tax loan is secured by your property, so it isn't based on your personal finances. Your credit is not checked at any point.
Owning a property with verifiable value and a clear title is all that's required. Over 97% of the properties we evaluate qualify.
97%of applicants qualify
Starting rates 35% below the industry average
We're a small company with personal service, but we're part of a much larger organization. We use our parent company's banking relationships to get more affordable capital than most local lenders can.
We pass that saving on to you: small-company service at big-company prices.
35%below average starting rates
A year of foreclosure protection with every loan
Every property tax loan comes with our foreclosure protection guarantee. Our team will guide and protect you for the rest of the calendar year your loan closes in.
Saving money matters. Keeping your home matters more.
1 yearof foreclosure protection
Free help to lower next year's tax bill
We don't just want to lend you money. We want to help you get out of property tax debt for good.
Through our partner Home Tax Shield, a professional property tax consulting firm, our clients get their tax bills protested for free. A lower bill means less debt next year.
Freetax bill protests
No commissioned salespeople
Our tax experts aren't paid more for charging you more. They're paid to find the best solution for your situation.
You'll never be pressured or sold something you don't need.
$0sales commissions
Paying Texas tax bills since 2011
We've been paying tax bills and buying time for property owners for more than a decade.
- Tax bills paid nationwide
- $100K+
- Tax collector penalties avoided
- $75M+
- Total taxes funded
- $500M+
What our clients say
Google reviews
“This is the best company in the tax loan business. I shopped the competition, and I got the best deal by far. Their fees are the lowest, their interest rate is the lowest, and their service is outstanding.”
Review 1 of 9
Property Tax Loans are a form of secured loan. Owning a property with verifiable value and a clear title is all that’s technically required to qualify for a property tax loan.
Yes, you can get a property tax loan if you have bad credit. Property Tax Loans are a form of secured loan, so they’re not based on your personal qualifications. Your credit is not checked at any point during the tax loan process.
Yes, you can. You should review the pertinent sections of your mortgage loan documentation to see what lender requirements may apply.
It doesn’t cost a dime to see if you qualify for a property tax loan. There are no upfront costs.
No, we send the balances owed directly to the taxing entities. We handle all of the paperwork and simply provide you with the receipts to show that your taxes have been paid.
Most clients close in as little as 3 days. Once approved, we handle all the paperwork with the county so you can relax.
See if you qualify in 30 seconds
Tell us the property address and our team will take it from there. It costs nothing to find out.
Licensed by the Texas OCCC · License #165033, NMLS #261305. Since 2011.